Does my Medical Aid cover COVID – 19 Testing?

The Council for Medical Schemes (CMS) has announced that all cases of COVID 19 will be regarded as a Prescribed Minimum Benefits (PMB) condition, and should be funded in full in line with the current NICD guidelines as published.

The CMS Circular describes that in line with clinical protocols and benefit guidelines, this should cover:

  • All consultations;
  • All clinically appropriate diagnostic tests including Viral PCR;
  • All clinically appropriate medication; and
  • Costs of hospitalisation including all complications and rehabilitation.


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